By Farooq A. Kperogi After reading a couple of email responses to my last two articles on the debt culture in America, I realize that I prob...

By Farooq A. Kperogi The reason my friend was not allowed to buy the cell phone was because he had no credit history. The cell phone company...

By Farooq A. Kperogi On April 5 this year, I read a Nigerian newspaper editorial bewailing the piteous savings culture among Nigerians. The ...